Should I bother with wedding insurance?

According to Brides magazine, the average cost of a wedding in 2018 was £30,111 (compared to around £24,00 in 2015).

Yet despite this high cost, research shows that 75% of couples don’t buy any wedding insurance cover. So is there any need for wedding insurance?

Planning a wedding is a major undertaking, and some couples probably don’t want to think about the many things that could go wrong along the way or even on the day. But is burying your head in the sand the right thing to do?

Here are the Top 10 reasons couples claim on their wedding insurance (according to Dreamsaver Wedding Insurance):

1.         Bankruptcy/liquidation of dress supplier

2.         Bankruptcy/liquidation of caterer

3.         Bankruptcy/liquidation of venue

4.         Bankruptcy/liquidation of other wedding supplier

5.         Adverse weather conditions preventing the majority of the guests and couple reaching the venue

6.         Loss of wedding photography

7.         Damage to bridal attire

8.         Marquee damage

9.         Death/injury of bride/groom

10.       Death/injury of family member

Should it be dismissed as an unnecessary expense or considered a sensible element of your budget?

I would suggest taking out insurance as soon as you make your first deposit towards your wedding (which will usually be your venue). Here’s a list of wedding insurance providers to check out, or you can visit a comparison website such as Compare Wedding Insurance.

Download our comparison sheet and fill in the names of the companies you have contacted, and their policy features, which will help you to choose the right wedding insurance for you.

Covermywedding.co.uk – 0844 871 6184

Debenhams – 0800 4402430

E&L – 03300 243254

Event Insurance – 01425 546092

Insureforweddings.co.uk

John Lewis Insurance – 0330 102 2747

Dreamsaver Wedding Insurance – 01483 806680

Weddingplan

With cover being easy to buy online, and starting from about £25, it might be worth your while to seriously consider it.

And if the thought of all this kind of wedding admin fills you with dread, just get in touch to discuss how I can help you out!

Comments are closed.